Once you’ve made the decision to become a homeowner, you may need to apply for a loan. Your lender will make it easy and guide you through it.
1. Choosing The Right Lender:
It is important to choose a lender that is knowledgeable and willing to walk you through the process.
2. Submit The Application.
Its simple. Provide some information about your self and they type of home you want to purchase
3. Get Pre-Approved in as little as 24 hours
Its That Simple!
Pre-Approval Interest Form
Frequently Asked Mortage Questions
How much do I need
for a down payment?
That all depends on the loan program you choose. Typically it can be as low as 3.5% to get into a home. But it all depends on your situation.
Do I need excellent credit
to qualify?
NO!
These days, there is a program that can suit
anyone needs. Best thing to do is to submit pre-approval application so we can start customizing the best program for you.
How low are interest rates?
Interest rates can vary based on many different factors like the fed, economy, and your credit to name a few. Its best to speak to a lender for more specifics.
Do I need a loan to buy a house?
No!
It is not a requirement to apply for a loan. Purchasing a home can add up quickly. So many people seek out lenders to help with the cost associated with a home purchase.
What is the term on a home loan?
The term may very based on the program you(home buyer) qualify for. One average, terms are about 30 years.
How much are closing cost?
Closing cost are about 3%-6% of the total loan. Cost will go toward things like title searches and escrow accounts.